Payment Options
Our Payment Options
Unexpected veterinary health concerns seem to happen at the least convenient times. We provide urgent and emergency services during regular business hours and understand that great medicine doesn’t come without cost. The following options are available during those times.

Payment Options
Payment is expected when services are rendered. To focus on your pets’ needs, customer service, and minimizing costs, we do not bill or have payment plans through the hospital.
We accept Visa, MasterCard, Discover, American Express, CareCredit, Scratchpay, and cash. The card owner must sign all cards, and you may be asked to provide picture identification if the name on the card differs from the one on the account with our hospital. Unfortunately, we do not accept checks.

Cash

Visa

MasterCard

Discover

American Express

CareCredit

CareCredit
When unexpected illness strikes a pet, unexpected expense strikes as well. Ladson Veterinary Hospital understands this and is able to make special financing options available* through the CareCredit credit card. If approved, you can select from available financing options that allow you to pay over time for care.* You can see if you prequalify at: https://www.carecredit.com/go/247DJH/.
Highlights of CareCredit:
- No interest if paid in full within 6 months**
- On qualifying purchases of $200 or more with your CareCredit credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
- See if you prequalify with no impact to your credit score
- Immediate credit decision
- No annual fee***
*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.
**No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promotional period ends, to the promo balance. For New Accounts as of 5/30/24: Purchase APR 32.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
***See Rates and Fees for details.

Scratchpay
Scratchpay provides pet parents with simple, friendly payment plans, providing you with a veterinary care loan. Scratchpay isn’t a credit card, and finding your payment plan will NOT affect your credit score. To learn more about Scratchpay and view your payment options, click the button below, which will take you directly to their website.
Highlights of the Scratchpay Program
- Instant Approval
- Plans as low as 0% APR
- No hidden fees
- No prepayment penalty
- No deferred interest
Insurance For Your Pets
Another popular option for your family pet is insurance coverage. There are many different insurance options, some of which you can bundle with your car or home insurance for additional discounts! Pet insurance provides a safety net for expected and unexpected vet visits and comfort in knowing that no matter your financial circumstance, they are there to help!
To learn more, please visit the following pet insurance websites: